M-Pesa and API integration in Kenya

Get paid by M-Pesa on your website, app or system

SeriaTech Solutions connects Safaricom M-Pesa to the software your business already runs, so customers pay in seconds and every payment is recorded without anyone checking messages by hand.

● STK Push, Paybill and Till
● Built on Safaricom Daraja
● Payments matched automatically
Laptop on a boardroom desk, ready for a client website project

What M-Pesa integration does

Four jobs your payment setup should do without you

Sharing a Paybill number and waiting for screenshots costs sales and staff time. An integration makes payment part of the checkout and updates your records the moment money lands.

01

Prompt the customer to pay

M-Pesa Express (STK Push) sends the payment request straight to the customer's phone. They enter their PIN and the order goes through.

02

Confirm every payment instantly

Safaricom sends a confirmation to your system for each payment, so orders, bookings and invoices are marked paid automatically.

03

Accept Paybill and Till payments

Customers who pay from the M-Pesa menu are matched to the right account or invoice using the account number they enter.

04

Send money out

B2C payouts for refunds, commissions, supplier payments or staff allowances, sent from your system with a full record.

How a payment flows

From checkout to confirmed in under a minute

This is what happens behind the scenes once your system is connected to the Safaricom Daraja API.

Step one

Checkout

The customer chooses M-Pesa on your website, app or till screen and confirms their phone number.

Step two

Prompt

An M-Pesa prompt appears on their phone. They enter their PIN, with no Paybill number to type.

Step three

Confirm

Safaricom confirms the payment to your system, and every confirmation is checked before it is accepted.

Step four

Update

The order is marked paid, the customer gets a receipt and your team sees it in the dashboard.

Where we connect M-Pesa

Payments built into the way you already sell

A shop, a school and a SACCO collect money differently. We set up the payment flow, account numbers and reports around how yours works.

Online shops

WooCommerce and custom checkouts with STK Push at payment, and stock and order status updated as soon as the customer pays.

M-Pesa for my shop ->

Schools and colleges

School fees collected through Paybill with the admission number as the account, posted straight to each student's statement.

M-Pesa for school fees ->

SACCOs and chamas

Member contributions and loan repayments matched to member numbers, with balances and statements kept up to date.

M-Pesa for SACCOs ->

Bookings and events

Deposits and tickets paid at the time of booking, so a slot is only held once the money is in.

M-Pesa for bookings ->

Business systems and apps

ERP, POS, property management and mobile apps connected to M-Pesa through a secure API.

Connect my system ->

Other payment and messaging APIs

Pesapal and card payments, SMS confirmations, WhatsApp notifications and accounting tools, connected alongside M-Pesa.

Discuss your requirements ->

Security

Payments handled carefully and tested before they go live

Every integration is built and tested in the Safaricom sandbox first. We only go live once successful, failed and timed-out payments all behave correctly.

Included with every integration

Sandbox testing, go-live application support, confirmation checks, secure storage of your API keys, handling for failed and cancelled payments, and a payment log your team can search.

Ongoing support, quoted per business

Monitoring, help when Safaricom updates the API, new payment types, extra Paybill or Till numbers and reporting changes as the business grows.

Included in an integration

Everything a reliable M-Pesa setup needs

What goes in depends on how you collect money. This is the full list we can cover.

● M-Pesa Express (STK Push)
● Paybill payments (C2B)
● Till (Buy Goods) payments
● B2C payouts and refunds
● Payment confirmations
● Automatic reconciliation
● Transaction status checks
● SMS or email receipts
● Payment dashboard
● Payment reports and export
● Sandbox testing
● Go-live support
● Failed payment handling
● Secure API key storage
● Handover documentation

Process

Five stages from first call to live payments

You always know what stage the integration is at, what we need from you and what happens next.

01

Discovery

We map how you collect money today, which M-Pesa products you need and where payments should be recorded. You get a scope and a fixed quote.

02

Daraja setup

We help you set up the Safaricom developer account and the credentials for your Paybill or Till. The number and the money always stay in your name.

03

Build and sandbox testing

We build the integration and test it in the Safaricom sandbox, including failed, cancelled and duplicate payments.

04

Go live

We submit the go-live request with you, switch to live credentials and run real payments end to end before handing over.

05

Support

Support is included after launch, and we can keep monitoring payments, handling API changes and adding new payment types.

Client feedback

What our clients say

Reviews from businesses we have worked with, shown as they appear on Google.

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cecilia mwikali profile picture
cecilia mwikali
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Seth is good at his craft!
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Musangi Mutuaa profile picture
Musangi Mutuaa
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Seth was easy to work with ! Very creative and dedicated to his work. They exceeded my expectations!! Highly highly recommended!!!
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Martin Kivuva profile picture
Martin Kivuva
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Serialtech solutions has one of the best developers i have every seen. In professionalism, character and delivery times, Solutions provided by Serialtech have one of the best value for money in which a client would achieve by working with them. The after sales service of a product is the best and out of this world. I can recommend Serialtech Solutions to any type of development project.
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Kym profile picture
Kym
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As a start up entity, Seriatech held our hands so to speak in matters tech, from website design and integrating our payment platform to the website and the easy to use UI among varios system support. We as GutFeast Kenya are greatful to be in partnership with Seriatech solutions. Try them and you will not regret.

Request a quote

Tell us about your M-Pesa integration

Answer the questions below and we will come back with how we would connect it, a price and a realistic go-live date.

Where do you want to accept M-Pesa?
Do you already have a Paybill or Till number?
When would you like to start?

We reply within one working day.

Next step

Stop checking M-Pesa messages by hand

Let customers pay in seconds and let your system record every shilling. Tell us how you sell and we will scope the integration.