M-Pesa and API integration in Kenya
Get paid by M-Pesa on your website, app or system
SeriaTech Solutions connects Safaricom M-Pesa to the software your business already runs, so customers pay in seconds and every payment is recorded without anyone checking messages by hand.
What M-Pesa integration does
Four jobs your payment setup should do without you
Sharing a Paybill number and waiting for screenshots costs sales and staff time. An integration makes payment part of the checkout and updates your records the moment money lands.
01
Prompt the customer to pay
M-Pesa Express (STK Push) sends the payment request straight to the customer's phone. They enter their PIN and the order goes through.
02
Confirm every payment instantly
Safaricom sends a confirmation to your system for each payment, so orders, bookings and invoices are marked paid automatically.
03
Accept Paybill and Till payments
Customers who pay from the M-Pesa menu are matched to the right account or invoice using the account number they enter.
04
Send money out
B2C payouts for refunds, commissions, supplier payments or staff allowances, sent from your system with a full record.
How a payment flows
From checkout to confirmed in under a minute
This is what happens behind the scenes once your system is connected to the Safaricom Daraja API.
Step one
Checkout
The customer chooses M-Pesa on your website, app or till screen and confirms their phone number.
Step two
Prompt
An M-Pesa prompt appears on their phone. They enter their PIN, with no Paybill number to type.
Step three
Confirm
Safaricom confirms the payment to your system, and every confirmation is checked before it is accepted.
Step four
Update
The order is marked paid, the customer gets a receipt and your team sees it in the dashboard.
Where we connect M-Pesa
Payments built into the way you already sell
A shop, a school and a SACCO collect money differently. We set up the payment flow, account numbers and reports around how yours works.
Online shops
WooCommerce and custom checkouts with STK Push at payment, and stock and order status updated as soon as the customer pays.
M-Pesa for my shop ->Schools and colleges
School fees collected through Paybill with the admission number as the account, posted straight to each student's statement.
M-Pesa for school fees ->SACCOs and chamas
Member contributions and loan repayments matched to member numbers, with balances and statements kept up to date.
M-Pesa for SACCOs ->Bookings and events
Deposits and tickets paid at the time of booking, so a slot is only held once the money is in.
M-Pesa for bookings ->Business systems and apps
ERP, POS, property management and mobile apps connected to M-Pesa through a secure API.
Connect my system ->Other payment and messaging APIs
Pesapal and card payments, SMS confirmations, WhatsApp notifications and accounting tools, connected alongside M-Pesa.
Discuss your requirements ->Security
Payments handled carefully and tested before they go live
Every integration is built and tested in the Safaricom sandbox first. We only go live once successful, failed and timed-out payments all behave correctly.
Included with every integration
Sandbox testing, go-live application support, confirmation checks, secure storage of your API keys, handling for failed and cancelled payments, and a payment log your team can search.
Ongoing support, quoted per business
Monitoring, help when Safaricom updates the API, new payment types, extra Paybill or Till numbers and reporting changes as the business grows.
Included in an integration
Everything a reliable M-Pesa setup needs
What goes in depends on how you collect money. This is the full list we can cover.
Process
Five stages from first call to live payments
You always know what stage the integration is at, what we need from you and what happens next.
01
Discovery
We map how you collect money today, which M-Pesa products you need and where payments should be recorded. You get a scope and a fixed quote.
02
Daraja setup
We help you set up the Safaricom developer account and the credentials for your Paybill or Till. The number and the money always stay in your name.
03
Build and sandbox testing
We build the integration and test it in the Safaricom sandbox, including failed, cancelled and duplicate payments.
04
Go live
We submit the go-live request with you, switch to live credentials and run real payments end to end before handing over.
05
Support
Support is included after launch, and we can keep monitoring payments, handling API changes and adding new payment types.
Client feedback
What our clients say
Reviews from businesses we have worked with, shown as they appear on Google.
Request a quote
Tell us about your M-Pesa integration
Answer the questions below and we will come back with how we would connect it, a price and a realistic go-live date.
We reply within one working day.
Next step
Stop checking M-Pesa messages by hand
Let customers pay in seconds and let your system record every shilling. Tell us how you sell and we will scope the integration.
